National Association of Free & Charitable Clinics
Directory of clinics that provide care at no cost or very low cost, largely staffed by volunteer clinicians.
Best for
Uninsured adults whose income is above the Medicaid line but who still cannot afford a visit.
Why Kave includes this
Free and charitable clinics fill the specific gap that sinks people in non-expansion states: too much income for Medicaid, too little for a marketplace plan. Kave includes this directory because it is the only national index of clinics that charge nothing, and because their eligibility rules are published rather than discretionary.
- Expected cost
- Most member clinics charge nothing. A minority ask for a small nominal donation, which is waived on request.
- Insurance requirement
- Most member clinics serve uninsured patients only. Some accept underinsured patients with high deductibles.
- Who qualifies
- Rules are set per clinic, commonly at or below 200–300% of the Federal Poverty Level, with proof of residence in the service area.
- Where it is available
- Nationwide (United States)
- How you use it
- In person
- Languages
- English
Limitations Kave wants you to know about
- Many clinics are open only on specific evenings or weekends.
- Most cannot provide emergency care, surgery, or ongoing specialty care.
- Clinics generally serve a defined county or city and will ask for proof of address.
Verification
Compiled by Kave on July 1, 2026 and link-checked. Not yet independently verified. Kave assembled this from the organisation’s own published material and confirmed the links resolve. No reviewer has confirmed the eligibility details against the source, so check them on the official site before you rely on them.
- Compiled
- July 1, 2026 (28 days ago)
- Next scheduled review
- September 29, 2026
- Reviewed by
- Not yet reviewed
Sources used
- NAFC clinic finder — read July 1, 2026
Kave quality score
84/100
Kave lists resources scoring 80 or above that also clear all four mandatory gates.
- Patient impact22/25
- Affordability or financial value19.6/20
- Accessibility11.1/15
- Transparency10.8/15
- Ease of use7.6/10
- Institutional credibility4.4/5
- Privacy and data practices4.3/5
- Geographic reach4/5
Geographic reach is deliberately worth only five points, so a strong local resource is not pushed out by a weak national one. Read the methodology.