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Kave Health

Find Local Help (HealthCare.gov)

The official directory of free, trained enrollment assisters and Navigators who help you apply for marketplace coverage.

Human navigatorInsurance and benefits

Best for

Anyone enrolling in or changing marketplace coverage who wants unbiased help.

Why Kave includes this

Navigators are federally funded, free, and barred from steering you toward a particular insurer — the distinction that matters when the alternative is a commissioned broker. Kave leads the insurance pathway with the assister directory rather than the application itself because the assister raises the chance the application is finished correctly.

Expected cost
Free. Navigators and certified assisters cannot charge you.
Insurance requirement
For people seeking coverage.
Who qualifies
Open to anyone eligible to apply for marketplace coverage. Assisters also screen for Medicaid and CHIP.
Where it is available
Nationwide (United States)
How you use it
In person and Online or by phone
Languages
English and Spanish

Limitations Kave wants you to know about

  • Outside the annual open-enrolment window you generally need a qualifying life event.
  • Assister capacity is limited and peaks during open enrolment.
  • Some states run their own marketplace with a separate assister network.
Find a Location(opens localhelp.healthcare.gov in a new tab — an official third-party website, not part of Kave)Call (800) 318-2596

Marketplace call centre, 24 hours a day.

Verification

Compiled by Kave on July 1, 2026 and link-checked. Not yet independently verified. Kave assembled this from the organisation’s own published material and confirmed the links resolve. No reviewer has confirmed the eligibility details against the source, so check them on the official site before you rely on them.

Compiled
July 1, 2026 (28 days ago)
Next scheduled review
September 29, 2026
Reviewed by
Not yet reviewed

Sources used

Report outdated information

Kave quality score

92/100

Kave lists resources scoring 80 or above that also clear all four mandatory gates.

  • Patient impact22.5/25
  • Affordability or financial value20/20
  • Transparency13.8/15
  • Accessibility13.2/15
  • Ease of use8.4/10
  • Institutional credibility5/5
  • Geographic reach4.8/5
  • Privacy and data practices4.4/5

Geographic reach is deliberately worth only five points, so a strong local resource is not pushed out by a weak national one. Read the methodology.

Find Local Help (HealthCare.gov) | Kave Health